My Money Tree
I am one of those lucky ones who never had to worry about money ever in my life. If I ran out of money in my checking account, there was always plenty in my savings. My family functions pretty much the same way growing up. We never were deprived of anything we ever needed. We just adjusted so that our desires and wants for extra spending were controlled or reduced. That’s how we maintained financial stability and increased our savings that carry over until today.
I am grateful for a constant paycheck for about 8 years so far as soon as I entered the workforce. I’ve never lost my job without another lined up. I was constantly employed full-time. I do not worry about money.
I do own a money tree, something that symbolizes growth in wealth. In so far as I continue contributing regularly to my investments, perhaps this will come to fruition. One day my wealth will grow to such an amount that I can retire and be secure financially for the rest of my life.
I read a book about finances called The Richest Man in Babylon and found out conveniently enough my financial habits align with what is recommended in that book. Not only that, I save far more and invest far more than the minimum recommended amount, so I am set for the future and can ease up on strict budgets and saving thresholds.
Nonetheless, it’s exciting to be able to remain humble, live with less, reduce extraneous spending, and focus on meeting our basic needs. I check Mint every day and am pleased to see my investments rising in value, my savings steadily growing, and my income deposited directly into my checking account.
Recently, I’ve discovered that investments do not only include the financial. We constantly make investments in ourselves to grow, improve, increase efficiency, and for us to remain well and happy along the way so we become the best version of ourselves. When making a decision to spend money on our behalf, we must weigh the pros and cons, the benefits as well as the risks, and then come to a sufficiently well-thought-out decision.
I’ve once heard in business that you have to spend money to make money. Let’s hope this rings true in a couple of years and I can see who I have become.
Aimee Sparrow is an author, applied philosopher, and mathematician who has been living with a mood disorder for more than a decade and advocates for happiness and inner peace. She is the author of Lunacy. Follow her website for more details.